#1
10.0
774 Reviews
Excellent
- Rates starting at 4.29% APR*
- Charges no fees, including origination, prepayment, or late fees.
- Provides the option to skip one payment per year without penalty.
- Allows borrowers to switch between fixed and variable rates during repayment.
- Offers in-house customer support with personalized assistance.
#2
9.8
449 Reviews
Excellent
- As low as 4.24% APR
- Allows for cosigner release after making 24 consecutive on-time payments.
- Supports borrowers during tough times with generous forbearance options.
- Rewards responsible borrowers with an interest rate discount for setting up automatic payments.
- Simplifies the process with no origination or prepayment fees, minimizing upfront costs.
#3
9.6
85,592 Reviews
Excellent
- Starting at 4.50% APR
- Offers loans for undergraduate, graduate, and professional degrees.
- Provides access to a free scholarship search tool.
- Offers loan forgiveness for death or permanent disability.
- Provides career planning tools and resources for students.
#4
9.4
5,156 Reviews
Excellent
- APR rates starting at 4.17% APR
- Offers multiple repayment options, including deferred, interest-only, and full repayment.
- Charges no origination or prepayment fees.
- Offers a quick and easy online application process.
- Allows flexible loan terms ranging from 5 to 15 years.
#5
9.2
413 Reviews
Excellent
- Fixed rates starting from 4.74% APR
- Allows flexible repayment terms, with options ranging from 5 to 20 years.
- Offers exclusive access to member benefits, including career coaching, financial planning, and networking events.
- Provides cosigner release options after making 12 consecutive on-time payments.
- Provides an exclusive unemployment protection program that pauses payments and offers job placement assistance.